Home » Let’s get you pre-qualified Let’s get you pre-qualified Quick Pre-qualification IT IS ALWAYS BEST TO FILL OUT A FULL LOAN APPLICATION, but if you are not ready for that, this is a good start! Is this for a purchase or refinance?Purchase or Refinance?PurchaseRefinance - Rate and TermRefinance - CashoutIf this is for a purchase list the main location, city and state.Are you a first time home buyer?First Time BuyerYesNoThis means you have not owned a home within the last 3 yearsName* First Last Current Address or Subject Property Address Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Your current address or for a refinances list the property address to refinancePhone*Email* What is your MONTHLY pre-taxed income?*If current employment is less than 6 months and you have a gap of employment for more than 6 months, you cannot use the income. Please do not include Rental Income since we will calculate it separately. Do not include Unemployment Benefit or Short Term Disability. Please include self-employed income, co-borrower’s income, 2nd job Income (need 2 years length to use this income), Alimony, Child Support, Social Security Benefits, Retirement, Annuity, and Pension.Do you currently own a property? If so, enter the FULL monthly paymentMake sure your full payment includes property taxes and homeowners insurance. If you pay them separately, please add them under a separate debt below.Property Taxes - Not impounded within your loanHomeowners Insurance - Not impounded within your loanAre you keeping this property?Retention of propertyYesNoDo you currently rent? If so, what is the MONTHLY rent amountCar Payment - MonthlyCredit Card MONTHLY paymentIf you have multiple card cards, give the MONTHLY payment of all credit cards togetherAdditional Monthly ExpensesStudent debt, solar loans, etc. list only debt that is typically listed on your credit reportAdditional Monthly ExpensesCredit Score*Credit ScoreExcellent - 740+Very Good - 700 to 739Good - 680 to 699Fair - 620 to 679Needs Work - below 619I Have No Idea What My Credit Score IsGive us your idea of what you believe your credit score is currently atEmployment Information - Company NameType of EmploymentType of EmploymentW-2Self EmployedType of employment IncomeIncome typeBase Pay IncomeOvertime IncomeBonus IncomeCommission IncomeAdditional type of employment IncomeIncome typeBase Pay IncomeOvertime IncomeBonus IncomeCommission IncomeAdditional type of employment IncomeIncome typeBase Pay IncomeOvertime IncomeBonus IncomeCommission IncomeHave you been employed in the same line of work for more than 2 years?EmploymentYesNoAre you working with an InstaFi Loan Officer?*InstaFi Loan OfficerYesNoplease list Excel loan officer's name
